ExtraCash™ account

Get up to $500 in 5 minutes or less¹

Advance the money you need with no credit check or late fees. It takes only minutes to download the Dave app, securely link your bank, and send the money to a Dave Spending account.

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Life happens. ExtraCash™ can help.

Rent, bills, gas, inflation—there are countless reasons why you might need an interest-free advance between paychecks.

Person smiling and approved for $500 extra cash
How real members use ExtraCash™ advances

Millions of people take advances. Here’s how they say they use them.²

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Since 2017 we’ve helped members avoid over $2.5B in overdraft fees³

How it works
1
Sign up in minutes

See how much of an advance you qualify for with no credit check.

2
Advance up to $500¹

You have options when it comes to how much you take. We aim for amounts you can pay back without setting you back.

3
Spend it instantly

For a small fee, you can transfer your advance to a Dave Spending account instantly1 or to a different debit card within an hour.

4
Pay it back later

You agree to a settlement date when you take the advance.4 We don’t charge interest or late fees, so settling up won’t come with surprises.

Tip to give back

You can leave an optional tip when you take an advance. A portion helps run ExtraCash™ and the rest goes to Feeding America. Dave members have helped donate over 108M meals to date.⁵

person grabbing food from a potluck

Remove extra stress with ExtraCash™

Get money that actually moves you forward—without interest, late fees, or hidden costs.¹

Get started
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Evolve Bank & Trust, Member FDIC, provides all banking services and issues the Dave Debit Card, pursuant to a license from Mastercard®.

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1Based on internal data as of March 30, 2023, for users who had connected an external bank account and transferred an advance to their Dave Spending Account. ExtraCash™ is a DDA account with overdraft utility, advances are subject to eligibility requirements and identity verification. Taking an ExtraCash™ advance will make your account balance negative. Express delivery fees apply to instant transfers. As of January 2024, the average approval amount for disbursed advances is $160 in the trailing six months. See the Dave ExtraCash™ Deposit Agreement and Disclosures for more details.

2Based on internal data as of April 24, 2023.  

3Data from the Dave team as of March 22, 2023. Total overdraft fees avoided is estimated based on the number of Advances and ExtraCash™ advances taken, multiplied by the average overdraft fee of $35.

4Your settlement date is either your next payday or, if we can’t determine your next payday, the nearest Friday to when you took the advance.

5108M meals have been donated by Dave via member tips as of April 2023. Data is calculated as 10 meals pledged per dollar donated. Dave donates $0.10 for every percentage tipped. $1 helps provide at least 10 meals secured by Feeding America on behalf of local member food banks.